ZIP Code 12164 — Speculator, NY
12164 is a standard (street delivery) ZIP code serving Speculator, New York, in Hamilton County. To mail something here you only need these five digits — but the four-digit extension narrows delivery to a single point, and it is what USPS bulk postage discounts are priced on.
ZIP code 12164 at a glance
| ZIP code | 12164 |
|---|---|
| Primary city | Speculator |
| State | New York (NY) |
| County | Hamilton FIPS 36041 |
| ZIP type | Standard (street delivery) |
| Time zone | America/New_York |
| Population | 539 |
| Coordinates | 43.628830, -74.427170 |
How ZIP+4 works in 12164
The four digits after the hyphen encode a delivery segment inside 12164. In practice one segment usually means:
- One side of one block — odd numbers on a street between two cross streets
- A single large building, or one floor of it
- A group of PO boxes, sometimes a single box
- A single business that receives enough mail to warrant its own code
That is why 12164 has no single ZIP+4: two neighbors across the street from each other usually have different ones. Enter a street address above and we will return the exact nine-digit code along with the standardized USPS address format.
Nearby ZIP codes
Showing the closest twelve. See every ZIP code within 25 miles of 12164.
| ZIP | City | Distance |
|---|---|---|
| 12864 | Sabael, NY | 9.1 mi |
| 12139 | Piseco, NY | 10.2 mi |
| 12108 | Lake Pleasant, NY | 10.9 mi |
| 12842 | Indian Lake, NY | 11.3 mi |
| 12190 | Wells, NY | 13.2 mi |
| 12856 | North River, NY | 14.1 mi |
| 12812 | Blue Mountain Lake, NY | 15.8 mi |
| 13360 | Inlet, NY | 16.8 mi |
| 13436 | Raquette Lake, NY | 17.2 mi |
| 12811 | Bakers Mills, NY | 18 mi |
| 13353 | Hoffmeister, NY | 18.5 mi |
| 12853 | North Creek, NY | 21.8 mi |
Questions about 12164
What is the ZIP+4 code for 12164?
12164 is the five-digit ZIP code. The ZIP+4 adds four more digits that identify a specific delivery point — usually one side of a city block, a single building, or a group of PO boxes. Because those four digits change from address to address within 12164, you need to look up a specific street address to get them.
What city is 12164?
12164 is assigned to Speculator, New York, in Hamilton County.
Do I need to use the ZIP+4?
It is optional for ordinary mail, but it speeds up sorting and it is required for most USPS bulk-mail postage discounts. Many address-verification and e-commerce systems also use ZIP+4 to confirm a delivery point exists.
Need thousands of these?
Upload a CSV and get ZIP+4, county, carrier route, and delivery-point data appended to every row — or call the API directly.